Pride of ownership is the number one reason why people yearn to own their home. It means you can paint the walls any color you desire, turn your music up, attach permanent fixtures, and decorate your home according to your own taste. Home ownership gives you and your family a sense of stability and security. It's making an investment in your future.
Once you choose a direct lender, you get locked into its way of doing things. With a mortgage broker, you can get more control over the closing process. Your broker can serve as a liaison between you and your lender to get flexibility for closing times, the potential for leniency for paperwork or credit issues, and help you find a loan whose terms best match your needs.